Employee Education
“Sharpening Your Skills is Our Passion”
ABSOLUTE LEARNING & CONSULTANCY
Financial education teaches the skills and attitudes necessary to understand money and finance. Developing an understanding of finance equips us with the knowledge and skills we need to manage money effectively. It helps us to make well-informed choices and encourages financially responsible behaviour. Financial education also helps to develop financial wellbeing. We all know that money can’t buy happiness, but not managing it correctly can certainly have a negative effect on our mental health.
While simply offering access to financial education is a step in the right direction, assessing which programs can maximize learning potential is critical to truly improving financial wellness in your employees’ lives. To make financial education engaging and exciting, employers must work with modern offerings to understand how to connect with employees.
COURSES
Financial Wellness Foundation Course
This financial wellness course provides each employee with a complete picture of their particular financial health and support for taking care short-term and long-term needs. This intervention is personal and comprehensive. This is not just financial literacy, it is financial empowerment that focuses on every aspect of employee financial well-being covering all financial products.
Programme structure:
- Module 1: Financial Planning
- Module 2: Loan Management
- Module 3: Insurances
- Module 4: Investments
- Module 5: Retirement
- Module 6: Estate Planning
Credit Consumer Education
This course is designed to educate employees on the critical areas they have to be aware of before committing to a loan contract. Highly indebted employees are not productive and some end-up taking their own lives or resign because of debts. Employees are guided to appreciate the difference between Good Debts and Bad Debts.
Programme structure:
- Module 1: Consumer Protection
- Module 2: Credit Institutions
- Module 3: Credit Expenses
- Module 4: Types of Credit
- Module 5: Benefits & Risks of Credit
- Module 6: Good Debt vs Bad Debt
- Module 7: Strategies of paying down Credit
- Module 8: Credit Bureau
Insurance
There is more to insurance than, “Should You Die”. Insurance is one important product that can do a lot of things in building a person’s wealth. Employees need to have deeper understanding on different insurance products to avoid being victims of sales people that give them products that do not address their needs. The objective of this course is to capacitate employees to make informed decisions for their families.
Programme structure:
- Module 1: Principles of Insurance
- Module 2: Short-term Insurance
- Module 3: Moveable Assets Insurance
- Module 4: Long-term Insurance & Life Insurance elements
- Module 5: Types of Life Insurance
- Module 6: Underwriting
- Module 7: Life Insurance risks
- Module 8: Life Insurance purposes
- Module 9: Options of Life Insurance
Impactful Investments
It is high time that employees are guided to prioritize financial growth over funeral insurances. This course educates them on understanding different types of investments and appreciate different unique features of such investments. Helping employees to start early in their careers to build investment nests, can make a huge positive impact on their well-being.
Programme structure:
- Module 1: Investment institutions
- Module 2: Basics of Investments
- Module 3: Investment process steps
- Module 4: Types of investments
- Module 5: Investment impact
- Module 6: Investment expenses
- Module 7: Key Investment features
- Module 8: Investment fees structure
Retirement Journey
Retirement is one of the most significant changes a person will face in their lifetime and yet many employees are not prepared for retirement. It is clear that even though this is a key stage for a majority of people, it is still an area that many are ill-prepared and ill-informed about. This course is designed to help employees to:
- Plan the transition from work to retirement
- Develop customized retirement plan
- Appreciate importance of Estate planning in retirement.
Programme:
- Module 1: Retirement planning
- Module 2: Retirement phases
- Module 3: 5 Emotional stages of retirement
- Module 4: Retired Husband Syndrome
- Module 5: Retirement road map
- Module 6: 3 Stages of retirement
- Module 7: Retirees investments
- Module 8: Annuity options
- Module 9: Estate planning in Retirement
Generational Wealth Transfer Journey
This course is designed to familiarize employees with the principles and fundamentals of planning their estates in a way that benefits their families and facilitate smooth Generational Wealth Transfer to future Generations.
Programme:
- Module 1: Estate Planning process
- Module 2: Networth vs Estate
- Module 3: Types of Assets
- Module 4: Asset Transfer mechanisms
- Module 5: Advantages and Disadvantages of Asset transfer mechanisms
- Module 6: Appoint your Fiduciaries
- Module 7: Asset administration
- Module 8: Marriage regimes
- Module 9: Beneficiary designations